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100 Ideas for America by Commissioner George Mentz JD MBA ChE CWM

Here’s a comprehensive list of 100 transformative ideas for a 2024 presidential transition for a conservative, libertarian, or populist candidate, focusing on economic freedom, support for working families, civil liberties, healthcare, education, veteran support, and government transparency. These ideas could Boost GDP by 100% in the short term. The entire theme of this is to allow people to be healthy, educated, equipped, and productive. If people are smarter and more agile and can invest in ideas, small business and their community, these ideas could create 10 million new jobs in just a few short years.

  1. Work-from-Home Expense Deductions
    Allow full deductions for remote work costs, including childcare, to offset the expenses of working from home.
  • Source: Bureau of Labor Statistics, “Economic Impact of Remote Work,” 2023.
  • Source: National Tax Journal, “The Tax Benefits of Telecommuting: A Review,” 2022.
  1. Veteran Family Insurance Program
    Implement life insurance for veterans’ families post-discharge to ensure ongoing family support.
  • Source: Department of Veterans Affairs, “Life Insurance Programs for Veterans,” 2021.
  • Source: American Legion, “Impact of Veteran Family Insurance Programs on Families,” 2023.
  1. Catastrophic Life Insurance Deduction
    Provide tax-free death benefits for all workers to alleviate financial burdens after family losses.
  • Source: Journal of Financial Planning, “Life Insurance Tax Deductions and Their Economic Impact,” 2020.
  • Source: National Institute on Retirement Security, “Financial Security for Families of Deceased Workers,” 2022.
  1. Free Phones for Low-Income Workers
    Offer essential phone access to minimum-wage workers to enhance job accessibility.
  • Source: Pew Research Center, “Digital Divide and Job Access,” 2021.
  • Source: Federal Communications Commission, “Affordable Connectivity Program,” 2023.
  1. Working Family Commute Relief
    Deduct work-related costs like transportation and uniforms to support low-income workers.
  • Source: IRS Publication 15-B, “Employer’s Tax Guide to Fringe Benefits,” 2023.
  • Source: Economic Policy Institute, “Transportation Costs and the Working Class,” 2022.
  1. Special Loan Rates for Small Farmers
    Offer lower interest rates on loans for family farms to support rural agriculture.
  • Source: USDA, “Farm Loan Programs for Small Farms,” 2022.
  • Source: American Farm Bureau Federation, “The Financial Struggles of Small Farmers,” 2021.
  1. Home Safety Equipment Deduction
    Make safety items like filters and alarms tax-deductible to encourage safer homes.
  • Source: Journal of Public Health Policy, “Home Safety Equipment and Family Health,” 2021.
  • Source: U.S. Consumer Product Safety Commission, “Home Safety Tax Deduction Proposal,” 2023.
  1. Free College Scholarships Online
    Provide online degree access with tax breaks for participating private colleges to expand educational opportunities.
  • Source: Department of Education, “Access to Affordable Higher Education,” 2023.
  • Source: Brookings Institution, “The Future of Online Learning,” 2022.
  1. Expanded Benefits for Teachers
    Increase tax deductions for educators to support those dedicated to education.
  • Source: National Education Association, “Teacher Tax Benefits and Their Impact,” 2023.
  • Source: IRS Publication 529, “Miscellaneous Deductions for Educators,” 2022.
  1. Classroom Integrity Handbook
    Create protections for teachers focused on core subjects, free from personal politics.
  • Source: American Psychological Association, “The Role of Politics in Education,” 2021.
  • Source: EdWeek Research Center, “Protecting Academic Integrity in Classrooms,” 2023.
  1. Debt-Free Online College
    Establish accessible, tuition-free online courses for all to promote affordable higher education.
  • Source: Brookings Institution, “Evaluating the Benefits of Online Education,” 2022.
  • Source: Department of Education, “Strategies for Reducing College Debt,” 2023.
  1. Tax Credit for Home-Schooling
    Provide support for parents who home-school due to safety or educational concerns.
  • Source: National Home Education Research Institute, “Financial Impacts of Home Schooling,” 2021.
  • Source: Heritage Foundation, “Educational Choice and Tax Benefits,” 2023.
  1. School Funding Equality
    Equalize in-state tuition fees across all public institutions to level access to education.
  • Source: National Education Policy Center, “Equity in School Funding,” 2022.
  • Source: Education Commission of the States, “Addressing Tuition Inequality in Public Colleges,” 2023.
  1. College Accountability for Loan Debt
    Require colleges to share responsibility for unpaid student loans.
  • Source: American Enterprise Institute, “The Accountability Movement in Higher Education,” 2022.
  • Source: Consumer Financial Protection Bureau, “Student Loan Debt Crisis,” 2021.
  1. Comprehensive Education Debt Relief
    Allow tax-deductible education costs for all loan holders to relieve financial burdens.
  • Source: U.S. Department of Treasury, “Tax Deduction Policies for Student Debt Relief,” 2023.
  • Source: Urban Institute, “Economic Impact of Student Debt Relief,” 2022.
  1. Reparations Trust for Displaced Workers
    Create a fund for workers impacted by mass immigration to support those displaced economically.
  • Source: Center for Immigration Studies, “Economic Effects of Mass Immigration,” 2022.
  • Source: RAND Corporation, “Employment and Immigration Policy,” 2021.
  1. Child Safety Education Credit
    Offer financial support for families opting to home-school for child safety.
  • Source: Pew Research Center, “Parental Concerns in Education,” 2021.
  • Source: National Conference of State Legislatures, “Education Tax Credits for Families,” 2023.
  1. Home School Expense Reimbursement
    Provide support for families educating children at home to ease the financial burden.
  • Source: Homeschool Legal Defense Association, “Costs of Home Education,” 2022.
  • Source: Education Week, “Home Schooling and Public Policy,” 2023.
  1. Family Burial Security
    Ensure dignified burial support for all families, particularly low-income households.
  • Source: Funeral Consumer Alliance, “Burial Costs and Economic Hardships,” 2022.
  • Source: Journal of Palliative Medicine, “The Economics of End-of-Life Care,” 2021.
  1. Health-Safety Expense Deduction
    Deduct costs for alternative education during pandemics to alleviate financial pressure on families.
  • Source: Congressional Budget Office, “Pandemic Relief Provisions,” 2022.
  • Source: National Center for Education Statistics, “The Financial Impact of Pandemic-Driven Home Schooling,” 2021.
  1. Medicaid Access for 30+ Hour Workers
    Expand Medicaid eligibility for workers meeting hour thresholds to support part-time employees.
  • Source: Kaiser Family Foundation, “Medicaid Eligibility and Workforce Participation,” 2022.
  • Source: National Bureau of Economic Research, “Healthcare Access and Employment,” 2021.
  1. Affordable Life Insurance Options
    Allow deductible life insurance premiums with non-taxable benefits to enhance financial security.
  • Source: National Institute of Health (NIH), “Economic Benefits of Affordable Life Insurance,” 2023.
  • Source: Journal of Financial Economics, “Tax-Deferred Insurance Policies,” 2022.
  1. Equal Health Plan Access
    Make government health plans accessible to private-sector workers to expand coverage options.
  • Source: American Medical Association, “Equal Access to Health Plans,” 2023.
  • Source: Congressional Research Service, “Healthcare Equity and Policy,” 2022.
  1. Catastrophic Health Insurance Coverage
    Implement a national minimum coverage for severe health events to safeguard against high costs.
  • Source: RAND Corporation, “Catastrophic Health Insurance Analysis,” 2021.
  • Source: National Institutes of Health, “Financial Impact of Major Health Events,” 2022.
  1. Medical Supply Deduction
    Allow full deductions for preventive health supplies, like vitamins, to encourage proactive health.
  • Source: National Library of Medicine, “Economic Incentives for Preventive Healthcare,” 2022.
  • Source: Centers for Disease Control and Prevention, “Public Health and Preventative Supplies,” 2021.
  1. Relocate Public Housing
    Develop affordable housing in lower-cost regions to expand accessibility.
  • Source: U.S. Department of Housing and Urban Development, “Strategies for Affordable Housing,” 2023.
  • Source: National Low Income Housing Coalition, “The Public Housing Crisis and Solutions,” 2022.
  1. Expand Federal Remote Jobs
    Increase federal remote job opportunities by 10% by 2026 to broaden access.
  • Source: Office of Personnel Management, “Remote Work in Federal Agencies,” 2023.
  • Source: American Public Health Association, “Remote Work and Public Sector Employees,” 2022.
  1. New Towns for Young Families
    Invest in affordable housing and resource-rich new cities to encourage family settlement.
  • Source: National League of Cities, “Affordable Living for Young Families,” 2023.
  • Source: Urban Land Institute, “Development of New Cities for Sustainable Growth,” 2021.
  1. Rental Cost Relief
    Allow rent expenses to be deductible for low-income earners, reducing financial stress.
  • Source: National Low Income Housing Coalition, “Economic Support for Renters,” 2023.
  • Source: IRS, “Guidelines on Rental Deductions,” 2022.
  1. Community Improvement Investment
    Offer tax incentives for local development projects to support revitalization efforts.
  • Source: Economic Innovation Group, “Impact of Opportunity Zones on Local Development,” 2022.
  • Source: Urban Institute, “Incentives for Community Investment,” 2023.
  1. Truth and Justice Commission
    Document and report historical injustices, including slavery, to foster societal healing.
  • Source: National Archives, “The Role of Commissions in Documenting History,” 2022.
  • Source: Brookings Institution, “Reparative Justice in the United States,” 2021.
  1. Middle-Class Cost Relief
    Lower taxes on essential services like Internet, utilities, and energy for middle-income earners.
  • Source: Tax Foundation, “The Impact of Utility Taxes on Middle-Class Families,” 2023.
  • Source: Congressional Budget Office, “Cost Relief Policies for Middle Income,” 2022.
  1. Ban Religious Discrimination
    Ensure equal rights regardless of faith, fostering inclusivity in all public spaces.
  • Source: Pew Research Center, “Religious Freedom in America,” 2022.
  • Source: U.S. Commission on Civil Rights, “The Role of Religion in Civil Rights Protections,” 2021.
  1. Worker’s Rights Commission
    Support for benefits, including childcare credits, to protect workers’ rights.
  • Source: Economic Policy Institute, “The State of Workers’ Rights in America,” 2023.
  • Source: National Women’s Law Center, “Childcare Benefits and Employment,” 2022.
  1. Civil Rights for All
    Protect civil liberties for all American citizens to reinforce fundamental rights.
  • Source: American Civil Liberties Union, “Civil Rights in the Modern Era,” 2022.
  • Source: Department of Justice, “Civil Rights for All: Ensuring Equality Under the Law,” 2021.
  1. Zero Tolerance for Pedophilia
    Federal ban with severe penalties to protect children and enforce safety.
  • Source: Department of Justice, “Federal Efforts in Combating Child Exploitation,” 2022.
  • Source: American Psychological Association, “Impact of Strict Laws on Sexual Offenses,” 2021.
  1. Enhanced Victims’ Rights
    Enable civil suits for families of crime victims to pursue justice.
  • Source: Victims of Crime Act, “Empowering Crime Victims,” 2022.
  • Source: National Crime Victim Law Institute, “Legal Support for Families of Victims,” 2021.
  1. 3-Strikes Law for Violent Offenders
    Life imprisonment for repeat violent criminals to improve public safety.
  • Source: U.S. Sentencing Commission, “Analysis of the 3-Strikes Law,” 2022.
  • Source: Bureau of Justice Statistics, “Impact of Repeat Offender Laws,” 2021.
  1. Whistleblower Protections
    Protect individuals exposing government corruption to promote transparency.
  • Source: Government Accountability Project, “Whistleblower Protections and Policy Impact,” 2022.
  • Source: National Whistleblower Center, “Federal Protections for Whistleblowers,” 2021.
  1. Crime Victims’ Compensation Fund
    Provide support for families impacted by violent crimes to relieve financial stress.
  • Source: Office for Victims of Crime, “The Crime Victims Fund,” 2023.
  • Source: Urban Institute, “Compensation Programs for Crime Victims,” 2021.
  1. Proportional Immigration by Region
    Create balanced diversity through proportional immigration quotas by region.
  • Source: Center for Immigration Studies, “The Role of Regional Immigration Quotas,” 2022.
  • Source: Migration Policy Institute, “Strategies for Balanced Immigration Policy,” 2023.
  1. Refugee Status for Eurasian Conflict Victims
    Provide support for individuals fleeing violence in Eurasian conflict zones.
  • Source: United Nations High Commissioner for Refugees, “Global Refugee Trends,” 2022.
  • Source: Brookings Institution, “US Refugee Policy Amid Global Conflicts,” 2021.
  1. Employment-Based Immigration Program
    Prioritize skilled immigrant workers to meet workforce needs effectively.
  • Source: Congressional Research Service, “Employment-Based Immigration: Overview,” 2023.
  • Source: National Immigration Forum, “Skilled Immigration for Economic Growth,” 2022.
  1. Economic Impact Study of Immigration
    Conduct an analysis on how high immigration affects American jobs and wages.
  • Source: National Bureau of Economic Research, “Economic Effects of Immigration,” 2022.
  • Source: Pew Research Center, “Public Views on Immigration and Its Economic Impact,” 2021.
  1. Limited Welfare for New Immigrants
    Cap welfare assistance for recent immigrants to manage resource allocation.
  • Source: Cato Institute, “Welfare Usage and Immigration,” 2022.
  • Source: Congressional Budget Office, “Impact of Welfare Policies on Immigrant Communities,” 2023.
  1. Green Energy Innovation Tax Breaks
    Support green tech startups with tax breaks to drive eco-friendly innovation.
  • Source: Department of Energy, “Green Technology Tax Incentives,” 2023.
  • Source: Environmental and Energy Study Institute, “Supporting Green Energy through Tax Breaks,” 2022.
  1. Workforce Reinvestment Act
    Offer tax incentives to companies investing in American workers’ skills and growth.
  • Source: RAND Corporation, “Reinvesting in the American Workforce,” 2023.
  • Source: Economic Policy Institute, “Tax Incentives for Workforce Development,” 2022.
  1. Small Business Job Fund
    Provide grants to small businesses hiring American citizens to promote job growth.
  • Source: U.S. Small Business Administration, “Funding Programs for Small Businesses,” 2022.
  • Source: Brookings Institution, “Supporting Small Business Employment,” 2023.
  1. Expand Interstate Highways
    Invest in infrastructure for efficient interstate travel to boost economic mobility.
  • Source: Federal Highway Administration, “Benefits of Expanding Interstate Systems,” 2023.
  • Source: American Society of Civil Engineers, “The Economic Impact of Infrastructure Investment,” 2022.
  1. Manufacturing Credit
    Offer tax relief for companies manufacturing in the U.S. to encourage local production.
  • Source: National Association of Manufacturers, “Tax Policy for U.S. Manufacturing Growth,” 2023.
  • Source: Tax Foundation, “Effects of Manufacturing Tax Credits on Economic Competitiveness,” 2022.
  1. Early Retirement Buyout Program
    Reduce federal payrolls by offering buyouts for early retirement to eligible employees.
  • Source: Office of Personnel Management, “Federal Workforce Early Retirement Policies,” 2023.
  • Source: Congressional Research Service, “Budget Implications of Retirement Incentives,” 2022.
  1. Waste and Corruption Audit
    Conduct regular audits to ensure transparent government spending and reduce waste.
  • Source: Government Accountability Office, “Federal Spending Audits,” 2023.
  • Source: Transparency International, “The Impact of Anti-Corruption Audits,” 2021.
  1. Student Loan Interest Cap
    Limit interest rates on federal student loans to protect borrowers from excessive debt.
  • Source: Consumer Financial Protection Bureau, “Student Loan Interest and Consumer Protection,” 2023.
  • Source: National Association of Student Financial Aid Administrators, “Effectiveness of Interest Rate Caps on Student Loans,” 2022.
  1. Productivity Credit for Public Sector
    Provide incentives for high-performing government employees to increase efficiency.
  • Source: Office of Personnel Management, “Performance-Based Incentives in the Public Sector,” 2022.
  • Source: RAND Corporation, “Increasing Efficiency in Public Sector Employment,” 2023.
  1. Relocate Federal Agencies
    Move federal agencies to more affordable regions to reduce operational costs.
  • Source: Congressional Budget Office, “Cost-Benefit Analysis of Federal Agency Relocation,” 2022.
  • Source: Government Accountability Office, “Effects of Decentralizing Federal Agencies,” 2023.
  1. Media Accountability Board
    Establish a regulatory body to monitor harmful misinformation in major news outlets.
  • Source: Brookings Institution, “Media Accountability and Public Trust,” 2022.
  • Source: Columbia Journalism Review, “Regulating Misinformation in Media,” 2023.
  1. Immunity for Journalist Whistleblowers
    Provide protection for journalists testifying on election integrity to encourage transparency.
  • Source: Committee to Protect Journalists, “Whistleblower Protections for Journalists,” 2021.
  • Source: National Press Club, “Supporting Journalists in Political Investigations,” 2023.
  1. White House Broadcasting Channel
    Create a dedicated channel for real-time government information and updates.
  • Source: Federal Communications Commission, “Government Transparency and Media Channels,” 2022.
  • Source: Harvard Kennedy School, “Enhancing Public Access to Federal Information,” 2023.
  1. Public Access to Policy
    Make federal policy discussions and meetings accessible to all citizens for transparency.
  • Source: National Archives, “Public Access to Government Documents,” 2022.
  • Source: American Civil Liberties Union, “The Importance of Transparent Policy-Making,” 2023.
  1. Digital Privacy Protection
    Guarantee control over personal data to protect citizens from government misuse.
  • Source: Federal Trade Commission, “Digital Privacy and Consumer Rights,” 2023.
  • Source: Electronic Frontier Foundation, “Digital Privacy Laws and Government Accountability,” 2022.
  1. Honorary Police Status for Veterans
    Include discharged veterans in auxiliary police forces to utilize their skills in public safety.
  • Source: American Legion, “The Role of Veterans in Local Law Enforcement,” 2023.
  • Source: Department of Veterans Affairs, “Employment Opportunities for Veterans in Public Service,” 2022.
  1. Lifetime Insurance for Veterans’ Families
    Provide guaranteed life insurance for veterans’ families for long-term financial security.
  • Source: Veterans of Foreign Wars, “Veterans Life Insurance Programs,” 2022.
  • Source: National Institute of Health, “The Economic Benefits of Guaranteed Insurance for Veterans,” 2021.
  1. Affordable Insurance for Veterans
    Offer special rate insurance policies for veterans as a recognition of their service.
  • Source: Department of Veterans Affairs, “Insurance Programs for Veterans,” 2023.
  • Source: Journal of Insurance Regulation, “Financial Stability and Insurance for Veterans,” 2021.
  1. Veteran Priority in Civil Service
    Reserve civil service roles for veterans to support their transition to civilian life.
  • Source: Office of Personnel Management, “Veterans’ Preference in Federal Employment,” 2023.
  • Source: National Veterans Foundation, “Employment Opportunities and Veterans’ Rights,” 2022.
  1. Expanded VA Mental Health Services
    Increase funding for veterans’ mental health services to support their wellbeing.
  • Source: RAND Corporation, “The Impact of Mental Health Services on Veterans,” 2023.
  • Source: Department of Veterans Affairs, “Mental Health Resources for Veterans,” 2022.
  1. Pollution Reduction Tax Credits
    Incentivize companies that reduce pollution through targeted tax credits.
  • Source: Environmental Protection Agency, “Tax Credits for Pollution Reduction Initiatives,” 2022.
  • Source: Natural Resources Defense Council, “The Role of Tax Incentives in Pollution Control,” 2023.
  1. Domestic Energy Independence
    Expand American energy production to reduce dependence on foreign sources.
  • Source: U.S. Department of Energy, “Domestic Energy Policy for Self-Sufficiency,” 2022.
  • Source: American Petroleum Institute, “Economic Impact of Energy Independence,” 2023.
  1. Green Energy Tax Breaks
    Encourage investment in eco-friendly technology through targeted tax breaks.
  • Source: Department of Energy, “Tax Policies Supporting Renewable Energy,” 2023.
  • Source: Environmental and Energy Study Institute, “Tax Breaks for Green Innovation,” 2022.
  1. US-Made Product Rebate
    Promote local production to reduce pollution by providing rebates for U.S.-made products.
  • Source: Economic Innovation Group, “Domestic Manufacturing Incentives,” 2022.
  • Source: Brookings Institution, “The Economic and Environmental Impact of Local Manufacturing,” 2023.
  1. Energy Hubs in Rural Areas
    Build renewable energy facilities in rural regions to stimulate economic growth.
  • Source: National Renewable Energy Laboratory, “Renewable Energy Projects in Rural Communities,” 2022.
  • Source: U.S. Department of Agriculture, “Economic Benefits of Rural Energy Hubs,” 2023.
  1. Interest Cap on Consumer Credit
    Limit credit card interest rates to 15% to protect consumers from excessive debt burdens.
  • Source: Consumer Financial Protection Bureau, “Interest Rate Caps on Credit Products,” 2022.
  • Source: National Consumer Law Center, “The Case for a 15% Federal Interest Rate Cap,” 2023.
  1. Ban on Predatory Loan Rates
    Prevent high-interest rates on family loans to protect low-income families from exploitative practices.
  • Source: Federal Trade Commission, “Impact of Predatory Lending on Low-Income Communities,” 2023.
  • Source: Center for Responsible Lending, “Legislative Solutions to Address Predatory Lending,” 2022.
  1. Savings Protection from Inflation
    Create inflation-protected U.S. savings accounts to safeguard citizens’ wealth from rising costs.
  • Source: U.S. Department of Treasury, “Protecting Savings Against Inflation,” 2022.
  • Source: National Bureau of Economic Research, “Strategies for Inflation-Adjusted Savings,” 2023.
  1. Affordable Mortgage Cap
    Ensure fair rates for middle-class mortgage loans to foster affordable homeownership.
  • Source: U.S. Department of Housing and Urban Development, “Affordable Mortgage Programs,” 2023.
  • Source: Mortgage Bankers Association, “The Impact of Mortgage Caps on Housing Affordability,” 2022.
  1. Ban Double Taxation on Federal Workers
    Eliminate double taxation of government employees to enhance income equality.
  • Source: Government Accountability Office, “The Double Taxation Dilemma in Federal Employment,” 2021.
  • Source: Congressional Research Service, “Addressing Taxation Inequities in Government Employment,” 2023.
  1. Internet Access for All
    Provide subsidies for rural and low-income communities to increase digital accessibility.
  • Source: Federal Communications Commission, “Expanding Broadband Access to Underserved Areas,” 2023.
  • Source: Pew Research Center, “Bridging the Digital Divide in Rural America,” 2022.
  1. Laptops for Low-Income Students
    Create a grant program to provide technology for education to low-income students.
  • Source: Education Week, “Impact of Digital Access on Education Equity,” 2022.
  • Source: U.S. Department of Education, “Technology Grants for Educational Equity,” 2023.
  1. Cybersecurity Tax Credit
    Offer deductions for cybersecurity expenses for homes and businesses to promote digital security.
  • Source: Cybersecurity and Infrastructure Security Agency, “Benefits of Tax Credits for Cybersecurity,” 2023.
  • Source: National Institute of Standards and Technology, “Cybersecurity Incentives for Small Businesses,” 2022.
  1. Data Privacy Rights
    Guarantee control over personal data online to protect citizens from unauthorized use.
  • Source: Electronic Frontier Foundation, “Digital Rights and Privacy Protections,” 2022.
  • Source: Federal Trade Commission, “Strengthening Data Privacy Rights,” 2023.
  1. Affordable Business Registration Online
    Reduce startup costs for online businesses by making business registration more affordable.
  • Source: Small Business Administration, “Improving Accessibility of Business Startups,” 2022.
  • Source: Economic Innovation Group, “Supporting Small Business Through Reduced Registration Costs,” 2023.
  1. Crime Victims’ Fund
    Provide financial support for families affected by violent crime to alleviate financial burdens.
  • Source: Office for Victims of Crime, “Financial Assistance Programs for Victims of Crime,” 2022.
  • Source: National Center for Victims of Crime, “Establishing a Fund for Victims’ Families,” 2023.
  1. Abolish Jail for Minor Tax Disputes
    Eliminate jail time for tax disputes under $1 million to focus on major tax fraud cases.
  • Source: IRS, “Enforcement and Collection Policies on Minor Tax Disputes,” 2023.
  • Source: Tax Foundation, “Reforming Penalties for Minor Tax Infractions,” 2022.
  1. Tax Rebates for Legal Defense
    Offer tax deductions for legal costs incurred while defending civil rights cases.
  • Source: American Bar Association, “Tax Relief for Legal Defense Costs,” 2022.
  • Source: National Association of Criminal Defense Lawyers, “Supporting Civil Rights Cases Through Tax Deductions,” 2023.
  1. Trade Secret Protection
    Increase penalties for theft of intellectual property to safeguard innovation and business.
  • Source: U.S. Department of Justice, “Intellectual Property Theft and Penalty Enforcement,” 2022.
  • Source: World Intellectual Property Organization, “Strengthening Trade Secret Protections,” 2023.
  1. Severe Penalties for Fraud
    Address government fraud with stringent consequences to protect taxpayer funds.
  • Source: U.S. Government Accountability Office, “Strategies to Combat Government Fraud,” 2022.
  • Source: Congressional Research Service, “Increasing Penalties for Public Sector Fraud,” 2023.
  1. Fair College Admissions
    Ban quotas based on race or religion in admissions to promote fairness in higher education.
  • Source: American Civil Liberties Union, “Advancing Fair College Admissions Policies,” 2022.
  • Source: Education Commission of the States, “Equity in Higher Education Admissions,” 2023.
  1. Royalty Tax Fairness for Artists
    Cap taxes on royalties at 15% for creative workers to support the arts industry.
  • Source: National Endowment for the Arts, “Economic Support for Creative Workers,” 2023.
  • Source: American Society of Composers, Authors, and Publishers, “Royalty Tax Reform for Artists,” 2022.
  1. Self-Employed Expense Deductions
    Allow full deductions for business-related expenses to support self-employed individuals.
  • Source: IRS, “Guidelines on Deductions for Self-Employed Individuals,” 2022.
  • Source: National Federation of Independent Business, “Tax Policies for Self-Employed Workers,” 2023.
  1. Tax Credits for Volunteerism
    Offer tax incentives for community volunteers to encourage public service.
  • Source: Points of Light, “The Value of Volunteerism in America,” 2022.
  • Source: National Conference on Citizenship, “Tax Credits to Support Volunteerism,” 2023.
  1. Professional Development Incentives
    Provide tax breaks for workers investing in career growth to foster economic mobility.
  • Source: U.S. Department of Labor, “Tax Benefits for Professional Development,” 2022.
  • Source: Economic Policy Institute, “Incentivizing Workforce Development Through Tax Policy,” 2023.
  1. Senior Tax Relief
    Exempt the first $50,000 for seniors from income tax to support financial stability in retirement.
  • Source: AARP, “Financial Security for Retirees,” 2023.
  • Source: Congressional Budget Office, “Tax Policy Impacts on Senior Citizens,” 2022.
  1. Tax Cap for Middle-Class
    Limit federal tax to 20% for earners under $100,000 to support middle-income families.
  • Source: Tax Foundation, “Middle-Class Tax Relief,” 2022.
  • Source: National Bureau of Economic Research, “Tax Policy and Economic Mobility,” 2023.
  1. Expanded Earned Income Tax Credit
    Support working families earning under $400,000 by expanding the EITC.
  • Source: IRS, “Overview of the Earned Income Tax Credit,” 2023.
  • Source: Center on Budget and Policy Priorities, “Impact of EITC Expansion on Working Families,” 2022.
  1. Fair Unemployment for Self-Employed
    Provide unemployment benefits for self-employed workers to enhance economic resilience.
  • Source: Small Business Administration, “Support for Self-Employed Unemployment Claims,” 2022.
  • Source: U.S. Department of Labor, “Extending Unemployment Benefits to Self-Employed Workers,” 2023.
  1. Expand Charity Deductions
    Allow deductions for professional services donated to charity to support philanthropic efforts.
  • Source: National Philanthropic Trust, “Expanding Charitable Deductions,” 2022.
  • Source: American Institute of Philanthropy, “Encouraging Charity Through Tax Policy,” 2023.
  1. Cut Income Tax on Overtime
    Tax overtime earnings at the lowest rate to incentivize hard work and productivity.
  • Source: Economic Policy Institute, “Overtime Pay and Tax Implications,” 2023.
  • Source: National Bureau of Economic Research, “The Benefits of Reduced Tax Rates on Overtime Earnings,” 2022.
  1. Lower Small Business Loan Rates
    Offer fair interest rates on small business loans to encourage entrepreneurship.
  • Source: U.S. Small Business Administration, “Affordable Loans for Small Businesses,” 2023.
  • Source: Federal Reserve Bank, “Interest Rates and Access to Capital for Small Businesses,” 2022.
  1. Simplify Capital Gains Tax
    Implement a $5,000 tax-free cap on capital gains for working families to support investment.
  • Source: IRS, “Capital Gains Tax Reform and Middle-Class Families,” 2023.
  • Source: Brookings Institution, “Capital Gains Tax Benefits for Low- and Middle-Income Families,” 2022.
  1. Sales Tax Refunds
    Provide state/local tax rebates for low-income families to reduce financial strain.
  • Source: National Low Income Housing Coalition, “Impact of Sales Tax on Low-Income Families,” 2023.
  • Source: Institute on Taxation and Economic Policy, “Sales Tax Rebate Programs,” 2022.
  1. Equal Access to Federal Programs
    Ensure all citizens have equal access to federal benefits to promote social equity.
  • Source: U.S. Government Accountability Office, “Federal Programs and Accessibility,” 2022.
  • Source: National Council on Disability, “Ensuring Equal Access to Government Benefits,” 2023.

Bonus Ideas for Fiscal Policy & Immigration

  1. Working Family Dividend Program
    Incentivize savings by providing a dividend for budget savings to working families.
  • Source: National Bureau of Economic Research, “Incentivizing Savings for Working Families,” 2022.
  • Source: Brookings Institution, “Family Savings Programs and Economic Impact,” 2023.
  1. Progressive Estate Tax on Ultra-Wealthy
    Apply an estate tax on assets above $50 billion to level the economic playing field.
  • Source: Congressional Research Service, “The Role of Estate Taxes in Wealth Redistribution,” 2023.
  • Source: National Bureau of Economic Research, “Impact of Progressive Estate Taxes,” 2022.
  1. Sell Rights for Resource Use
    Sell or lease rights to resources like minerals, water, and radio waves to boost revenue.
  • Source: U.S. Geological Survey, “Resource Leasing and Federal Revenue,” 2023.
  • Source: Congressional Budget Office, “Revenue Potential of Natural Resource Leasing,” 2022.
  1. Normalize Interest Rates Selectively
    Raise commercial loan rates without affecting essential loans, like student and small business loans.
  • Source: Federal Reserve, “Monetary Policy and Selective Interest Rates,” 2022.
  • Source: Brookings Institution, “The Economic Impact of Controlled Interest Rates,” 2023.
  1. Tax-Free Salary Option for Government Employees
    Allow tax-free salaries for federal employees to reduce operational costs and increase tax free income.
  • Source: Congressional Budget Office, “Tax-Free Compensation Structures in Public Sector,” 2022.
  • Source: U.S. Department of the Treasury, “Tax-Free Incentives for Federal Employees,” 2023.

Anglican Patriarch Appoints Commissioner George Mentz Esquire as Chancellor

The Most Rev Dr. C Lwanga Tusubira, Presiding Patriarch of the Worldwide Anglican Church, is pleased to announce the appointment of Commissioner George Mentz, Esquire, as the new Chancellor for the worldwide church, effective as of February 1 of this year. Notably, Dr./Jur Mentz is the first American to assume this esteemed canonical position.

The Chancellor, the Worshipful Dr. George Sherwood Mentz JD MBA DSS CILA  is very grateful to the House of Bishops.  Commissioner Mentz, a lifelong Anglican with roots in New Orleans, holds a Doctor of Jurisprudence degree, earned through his studies at Loyola University Law School, Tulane Law School, and William and Mary Law School, where he served as Editor-in-Chief of the Tax & Estate Planning Law Review. Mentz also holds and earned DSS Doctor of Spiritual Studies from the Emerson Theological Institute.  His professional journey includes presidential appointments for the White House, participation on various global boards such as the Global Finance Forum Switzerland and The Resource Exchange which provides $25 million per year to those in need in the community.  Mentz currently serves as a Civil Service Commissioner and an Airport Commissioner, and as a Law Professor at a prominent Top-Tier U.S. law school. Throughout his career, Mentz has provided legal representation to numerous companies and charities across more than 40 nations.

In 2023, Mentz was consecrated as special prelate for Nigeria by Bishop Seun Adeoye, and he subsequently received a nomination in his Chancellor position from Senior Archbishop Primate Most Rev. Dr. Jan Beaderstadt, with the Patriarch bestowing upon him the title of The Chancellor of the Worldwide Anglican Church and Executive Director of USA, Colorado.

Prof. Mentz is married to Dr. G S Mentz, who is a practicing physician, and together, they are proud parents of three children. He is an active member of the Pauline Chapel, where he also serves on the boards of several universities and commissions both within and outside of the USA. Mentz takes immense pride in his ability to serve the Anglican Church Worldwide. Over the last 30 years, Mentz has served boards and vestries for Anglican Communion Churches.

Presiding Patriarch The Most Rev Dr. C Lwanga Tusubira expressed his gratitude for George Mentz’s desire to serve in high office.  George has devoted his exceptional talents to serving the Worldwide Church for over three decades, under the guidance of various Bishops, making him a cherished confidant and advisor for Africa, Europe, Asia, the USA and Latin America. Mentz said, “I am truly thankful that they have granted this opportunity to serve has a High Chancellor of Law for the Worldwide Anglican Church.”

It is noteworthy that Dr. George Mentz is the first lawyer in the USA to hold credentials including a Juris Doctor, MBA, CILS International Law Certification, wealth management qualifications, management consultant qualifications, and law licenses. He has recently been recognized with awards as a global thought leader and influencer in fields such as Management, HR, Project Management, FinTech, and Wealth Management.  From a European standpoint, Mentz is also the Titular Seigneur of the Fief Blondel in Normandy which is one of the oldest Fiefs in the world similar to principality and Seigneurs of Monaco. Mentz is the CEO of the Aspen Commission  and serves on the Board of the Anglican Commission.  Mentz is the first Sicilian Egyptian Hispanic with French German Irish Scotish and English and Native American Ancestry to hold such a high position in the Church.

In accordance with Canon 18 of the Anglican Church, the Patriarch has the authority to appoint a qualified International Lawyer, such as Dr. George Mentz, JD MBA CILS, as the Chancellor, who serves as the Chief Legal Officer of the Worldwide Anglican Church and Chief Legal Representative of the Patriarch and Archbishop. Additionally, the Chancellor assumes the role of chair of the Jurisprudence Committee and is a legal professional who also serves as a Judge of the consistory court within the Anglican Church.  www.WorldWideAnglicanChurch.com

The Worshipful is an honorific style of address for all Chancellors –  A Chancellor’s role as a judge, presiding over any consistory or ecclesiastical court, determines that the individual should be styled in this manner.[12][13]  

Magnus Cancellarius Ecclesiae – The Chancellor or Cancellarius is the principal legal officer of an eparchy, or their equivalent. The chancellor is an international lawyer or notary, so that they may certify official documents, and often has other duties at the discretion of the Patriarch or Archbishop of the Eparchy. Their office is within the “chancery”. Vice-chancellors may be appointed to assist the Grand Chancellor. Normally, the chancellor is a bishop, priest or deacon, although in some circumstances a layperson may be appointed to the post. In the eparchial curia a chancellor is to be appointed who is to be a presbyter (priest) or deacon and whose principal obligation, unless otherwise established by the particular law, is to see that the acts of the curia are gathered and arranged as well as preserved in the archives of the eparchial curia. In England, the Consistory courts of the Church of England are each presided over by a Chancellor. Typically, the High Chancellor is the legal counselor and guide for the House of Bishops and to administer and act as judge for canon-law matters within the worldwide diocese.

Chancellors are addressed on the bench as “Worshipful Sir” or “Sir” and are styled “The Worshipful”.

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George Mentz Elected by City Council Vote to Serve on the Colorado Springs Airport Commission

George Mentz Elected by City Council to Serve on the Colorado Springs Airport Commission

The Colorado Springs Airport, is about 1/2 the size of Manhattan in New York at 7,200 acres. The Colorado Springs Airport is city-owned & civil-military airport 6 miles SE of downtown Colorado Springs, in El Paso County, Colorado, USA, and the 2nd busiest commercial airport in the state after Denver. According to CDOT, COS Airport generates a combined impact of over $3.4 billion each year for the region with 1.6 million passengers per year.  

The city of Colorado Springs is about 195 square miles with El Paso County population at about 750,000 people with the largest or most populous county in Colorado, bigger than Denver County. Pursuant to City Code Section 14.1.101, the Airport Commission acts in an advisory capacity to the Mayor, the City Council and the City Planning Commission. The Airport Commission has 7 Members with 3 year terms. Peterson Space Force Base, which is located on the north side of runway 13/31, is a tenant of the airport.

Colorado Springs ranked number #1 in U.S. News and World Report’s “Most Desirable Places to Live” list for 2019 and ranked #2 in the nation in 2022. For the fourth straight year in 2022, Colorado Springs ranks 1st among all metro areas for “desirability” in the U.S. News & World Report’s annual list of Best Places to Live — the premier ranking index for cities. The second busiest airport in Colorado is the Colorado Springs Airport. Former AG/General and Mayor John Suthers is the leader of Colorado Springs and makes appointments to the Airport Advisory Commission where the City Council must review and confirm the nomination.

The City Council may appoint non-voting liaison members from various agencies and organizations. The Commissioners act on matters pertaining to land use, construction, planning or operation of the Colorado Springs Airport. Additionally, the Commission may act in an advisory capacity to the El Paso County Planning Commission and the El Paso Board of County Commissioners.

Trump Won Landslide on Election Day & lost 5 states days later

Trump Won Landslide on Election Day & lost 5 states days later. Jan 6th – 2 Women Murdered

President Trump walked out to speak to the media in the early hours the day After Election Day on: November 4. All TV news tickers showed the President with a comfortable lead over Joe Biden in nearly every key battleground state.
 
In the Morning after election day, Trump was essentially wining in a landslide by 296-241 in the electoral college. Trump was poised to win with well over 300 electoral votes. Most people went to sleep on Nov 3rd confident that the President had won reelection.
 
1) Pres. Trump won Pennsylvania on Election day, Trump won election day 56-43, a lead of just under 700,000 votes. Trump had already won the state as he spoke the day after the election.
2) Trump won Michigan on Election day, Trump won election day 53-45, a lead of nearly 295,000.
President Trump had already won the state as he spoke the early morning on the day after the election.
3) Trump won Georgia on election day, Trump won election day 51-48, a lead of nearly 120,000. President Trump had already won the state as he spoke the early morning on the day after the election.
4) Trump won Wisconsin on election day, 51-47, a lead of more than 116,000. President Trump had already won the state as he spoke the early morning on the day after the election.
5) Trump North Carolina on election day, 50-49, a lead of nearly 77,000. President Trump had already won the state as he spoke the early morning on the day after the election.
 
 
At that point, President Trump had won Pennsylvania, Michigan, Georgia, Wisconsin, and North Carolina. Trump had won these 5 states by over 1 Million Votes. Mr Biden had leads in Arizona and Nevada, of nearly 155,000 and more than 29,000 respectively. Biden also won Minnesota but that was very close also.
 
This was the first time in history that an Incumbant president won by landslide on election day but lost FIVE States days later by less than 45,000 votes total. In contrast, Bush v Gore was just one state in dispute where Bush got lucky and won by 500 votes after 10 recounts. This was also the first time any president such as Trump had won on election day and lost after winning Florida, Ohio and Iowa. Nobody had ever lost a US election since Kennedy after winning the centrist states of Ohio, Iowa and Florida.
 
Since the election, we now find that most states use electronics for vote tabulation, thumb drives, voting machines, and even use the internet in vote gathering and calculations. Thus, there are multiple points of attack of any state election from the standpoint of hacking, intentional coding errors, double scanning, printing ballots after election day, printing and mailing unsigned ballots of previous non-voters, and vote changing after scanning ie arbitrating a vote.
 
Most states own their voting machines, but nobody is sure if any voting machines and the software that comes with it have been analyzed for integrity hacking or fraud ? Even NBC says that voting machines may have parts from China and other nefarious sources that may have hidden insurrection code. Hillary Clinton claimed the national election was stolen from her due to Russian and Machines, while other Senators claim that Russia or bad actors have hacked voting machines. See Below Sources
 
Further, there were millions of votes that were discarded in prior elections due to lack of signature, residency, age, death, or other statutory requirements, but in 2020, almost 100% of ballots regardless of legality or signatures were counted.
 
Further, some states seem to have amost an impossible 90-100% registered democrat turnout in 2020 such as Colorado which has been voting by mail for years. With Colorado already being a mail-in state, there shouldn’t have been any new anomolies, but 400,000 new ballots showed up on Colorado in 2020 which looks like a statistical impossiblity. This implies that ballots were harvested and voted by proxy in 2020 by nefarious groups.
 
After winning by a landslide on election day, Trump’s victory was marginalized away days after the election where Biden won by a mere 43,000 votes in 3 states with over 1 million new ballots coming in days after the election. Three states decided the election and the margins of victory were razor thin according to the LA Times. While Biden won popular voting by 7 million votes, these votes were all in New York and California and Massachusets where Republicans don’t bother to vote at all, and Biden’s final victory was by a mere 43,000 votes in 3 states. Biden’s combined wins in Arizona, Georgia and Wisconsin were less than 15,000 votes each if you divide the 43,000 votes by 3.
 
While Jan 6th was problematic, it was a peaceful protest where no police died according to the NPR News and no weapons were found. See Citation Below. Also, Senator Hawley had already pledged and vowed to vote against certification of the election which would have been a first for a US Senator; however, Sen. Hawleys hostoric vote was shut down by Pelosi and others who let the peaceful unarmed protestors into the Capitol.
 
Further, after leaders at the Capitol allowed the peaceful protestors inside to shut down the Historic Senator Hawley Vote, 2 unarmed women with theyr hands up were killed or murdered on Jan 6th. One of the women was an UNARMED war veteran Ashli Babbitt who was allowed into the Capitol and was senselessly shot in the face with her hands up, and murdered as she could not breathe and bled to death in our nations Capitol. The other woman was a minority lady named Boyland who was beaten and tortured by police on the Capitol Steps where she could not breathe and died. Both peacful protesting women were tortured to death and suffered on video for more than 10 minutes before dying of their homicidal wounds. Unarmed Senior Airman Ashli Babbit was shot in the face/neck by a dirty cop and murdered in cold blood where her wounds bled out from her neck and she suffocated to death by virtue of this negligence and attack on peaceful protestors.
 
In contrast thousands were injured and died in the summer of 2020 protests led by leftists and Marxists who fire bombed the church next to the White House, threatened the life of the President to go into the nuclear bunker, and shut down the government. Billions of dollars were lost and hundreds of businesses burned and fire bombed or destroyed by leftist Marxist and Maoist protesters in the summer of 2020 in the USA where over 2000 peace officers where injured and several were murdered.
 
Recently, the BIG FRAUD attempt to overthrow the government has been proven to show that the Clintons and the Democrats were promoting or fabricating fake evidence to dupe the FBI and DOJ into wiretapping Trump and his allies. The worst part is that the Fake Evidence on Russia was used to get untold wire taps which is 10 to 100 times bigger than the failed wire tap attempt in WATERGATE where 40 got felony convictions. Thus, on top of the Trump election day victory by over 1 million votes being flipped several days after the election, there was a 4 year fake investigation and fraudulent attempt to overthrow the US government by people knowingly using the fake Russia Evidence from Clinton’s team, MI6, Russian Spies, and others.
—————
 
 
 
 
 
 
 
 
Senator Hawley Pledges to Vote against 2020 Electoral College Certification sending it back to the states. Hawley vows to challenge Biden electors, forcing vote McConnell hoped to avoid – POLITICO

The Wealth Management Handbook & Financial Planning Guide: Wealth Management according to Counselor George Mentz

Commissioner Mentz Publishes – The Wealth Management Handbook & Financial Planning Guide

Amazon.com: The Wealth Management Handbook & Financial Planning Guide: Wealth Management according to Counselor George Mentz eBook : Mentz, George: Kindle Store

This is a textbook used for wealth management VIP courses and study. This book contains the The Wealth Management Handbook & Financial Planning Guide: Wealth Management according to Counselor George Mentz by [George Mentz] fundamentals of financial planning, economics, banking, investments, debt management, risk management, retirement and estate planning. This book has been used for CWM Chartered Wealth Manager training and education for certification courses. This book is also used for ChFM Chartered Financial Manager education and certification training.

In roughly the late 1990s in the United States, there were three main areas of financial planning. The first was banking, the second was investment, and the third was the insurance or risk management part of the financial plan. In the late 1990s, the Glass-Steagall Act was repealed, which allowed investments, banking, and insurance to be combined and offered in a one-stop-shop format from a financial firm.

There are different types of financial planning. The basic areas of financial planning include a small family trying to do a budget, pay their bills, save a little, and maybe have life insurance or basic protection of risk. Then, when you eventually have children, those things change. You might start to save money or invest some. But the problem with investing and saving money is that if you are just putting your money into a certificate of deposit (CD) or something else these days, or putting it into the bank, you are not really going to earn money that will be enough to beat inflation. For the past 50 years, if you wanted to see an investment advisor or a financial planner, they would tell that you need to find ways have your money outgrow the pace of inflation in both the United States and abroad. As you know, a lot of the costs have gone up dramatically in healthcare, education, and even energy over the last 20 or 30 years—those things do change very quickly. Another thing I want to say is that no two families’ or individuals’ challenges are exactly the same with regard to financial planning. That’s what makes financial planning and wealth management so interesting.

Mentz –  Experts Have Immediate Worries Over the Stock Market Correction Looming

By George Mentz    |   Wednesday, 29 September 2021 08:27 AM

If you search then Internet news, you will find varying reasons or triggers why the stock market may be volatile. If you scan the news, you will see analysis and quotes from top organizations such as Morgan Stanley, MarketWatch, CNN, Bloomberg and Barrons — all of which write about a stock market correction that may happen in the near term.

What are the primary Black Swan events that could cause a market crash? It may not be just one variable, but a combination of three or four variables that push the economy into difficulties.

Shades of the Dot-Com Crash?
Some experts claim that the record price action is mimicking late 1999, and it could spark a 10% to 20% correction.

Stock Market Correction Possibilities & Variables to Watch:

1.)  A Correction is Overdue?

* We have not had a correction greater than 10% since the March 2020 COVID outbreak low.

* Morgan Stanley’s global investment committee expects a stock-market pullback of 10% to 15% before the end of the year.

2.)  PE Ratios Hit a Record High in August 2021

* On Aug. 16, the S&P 500’s Shiller P/E hit a nearly two-decade high of 38.91. For a historical context, the average Shiller P/E dating back 151 years is 16.84.

3.)  Delta Variant – New Covid Strains

* The new variants of COVID are spreading. New COVID strains are hitting people who have been vaccinated and those who are not vaccinated.

* The economic problem with new strains is that governments worldwide are restraining travel. Without the easy movement of people, transport stocks, energy companies, and tourism stocks are heavily affected.

* Policy of unchecked & unvaccinated immigration may leave the pandemic uncontrollable for the next year or two.

4.) The Fed – Interest Rates and QE Quantitative Easing Tapering.

* Federal Reserve Chairman Jerome Powell may buy less bonds in the open market. Thus, less liquidity and stability.

* If Federal Reserve Chairman Jerome Powell raises interest rates, that raises the cost of student loans, auto loans, mortgages, and business loans. Thus creating artificial inflation. A meaningful correction will occur if interest rates are raised by any amount.

5.)  New Terrorism Possibilities ?

* If terrorism expands, a single event can create a dramatic stock sell off. It is reported that many top terrorist leaders have assumed new positions in Afghanistan. Nobody is sure if the world will calm down, or if new terrorist super states will create instability in Arabia, EU and USA.

* Domestic terrorism and riots in 2020 created much economic uncertainty because leftist insurrections in Washington DC created billions in damages nationwide & many problems with government functioning. For instance, the anti-Trump “fire bombing” of the church next to the White House caused the White House to go into “Bunker Mode” and caused a governmental shutdown.

6.)  Government Taxes & Spending

* If corporate taxes go back up to Obama’s 28% level and higher, the USA will again become the worst country in the world for corporate taxes. This will force money to stay offshore and companies will leave the USA

* Corporate tax hikes will reduce the amount of revenue available to pay wages and benefits for union jobs and employees.

* The government spending is actually keeping people from going back to work and also creating a shortage of skilled workers. This artificial wage inflation could hurt consumers and stocks.

* Personal Income Tax Rates are set to go up along with reductions in tax deductions.

* Estate Tax Rates are going up including higher capital gains taxes on estate assets.

* Capital Gains rates are going up big. This will affect long term gains. Expect to pay another 5-15 percent in federal taxes plus the Obama taxes. This would affect stock options also.

7.)  The Cost of Energy – Hurting Wages, Inflation, and Profits

* Since Trump left office, the cost of energy is up over 100%. While energy companies and some energy centric states do well with higher gas prices, real wages of workers is hurt by artificial increases of the price of energy and the associated taxes on gas.

* Moreover, tourism, transport and cost of food & goods are heavily impacted by the cost of energy. Thus, artificial energy cost increases actually creates inflation across the board.

8.)  Sovereign Risk and Geopolitical Concerns

* If any war breaks out, this could interrupt the global supply chain.

* Debt, printing money, and inflation are all affecting the risk of investing in nations or their currencies and companies.

9.)  Higher Fixed Income Yields

* If CD yields or Bond Yields go up, this could remove liquidity from dividend yielding stocks.

10.) US Currency and Crypto

* If the US currency loses its status and the reserve currency, this will greatly reduce the power and strength of the US currency.

* If the value of the dollar goes down, exports would increase, but the dollar remains stable.

* If Cryptocurrencies begin to take a market share of savings and investments; then, the dollar, bank cash deposits, and AUM “Assets Under Management” may be reduced.

11.)  Supply Chain Issues

* In the last year, we have seen some shortages of: products, services, computer chips, workers, food, and other supplies including medical supplies and technological devices. If any link in the chain is disrupted, there may be a huge market correction or major damage inflicted upon particular industry sectors.

12.)  Consumer Confidence Big Losses

* In the last few months, consumer confidence took a beating. As per the Reuters, consumer confidence plummeted to decade low in August 2021. Further, consumers’ optimism about the short-term business conditions outlook deteriorated in August. Presently, only 22.9% of consumers expect business conditions will improve, down from 30.9%, and 17.8% expect business conditions to worsen, up from 11.9%.

13.)  Environmental Disasters

*  Fires, Earthquakes, Hurricanes, Flooding, Droughts, Disease, Heat Waves, Tsunamis, and Winter Storms all affect nations and business. Other disasters include oil spills, nuclear disasters, toxic waste and related damages to people, places and the economy.

14.) Unchecked Immigration

* Economic effects due to 2 million new immigrants coming to the USA during a pandemic and economic crisis. Will this affect unemployment, jobs, health care, education of citizens or local economies.

Economic Correction Conclusion:

In sum, this is a short list of potential problems that are looming. This list does not include bad political decisions made by lawmakers and leaders of any nation.

It seems that with the market at all time highs with the Dow around 35,000 and the NASDAQ over 15,000, stock markets are greatly overvalued. If corporate taxes go up, and individual tax rates are increased, this along with inflation and higher interest rates could be enough of a trifecta to manifest a 10%-20% correction.

Keep your ears and eyes open. If you hear that major banks or investment firms are putting cash to the sidelines, then that is a red flag event. Also, if Federal Reserve Chairman Jerome Powell raises rates by any amount, then, the cost of money goes up – and the markets will correct quickly.

At this juncture, there are no perfect defensive positions, but there are leveraged bearish exchange-traded funds (ETFs) and other hedging, or shorting, investment products now to permit speculators to bet against the market. While nothing is perfectly defensive, stocks that are: “dividend growers”, financial stocks, and materials stocks tend to have some defensive and inflation protection. Further, people still argue for precious metals and related investments during tough times.

Overall, there is certainty in a few mathematical formulas. A Dow correction of 10% would be a subtraction of roughly 3400 points and 20% would be 6,800 point loss. Thus, a 20% drop would put the Dow at 27,800 and the S&P 500 down to: 3,566 from a high of 4,545. During these volatile times, some strategists say to park some money in cash. If you are a upcoming retiree, you may want to reposition some of your tax deferred investments into fixed income or cash to protect your TH “Time Horizon” for retirement.

George Mentz JD MBA CWM Chartered Wealth Manager ® is a licensed attorney and CEO of GAFM ® global education, which is an ISO 29990 Certified professional development company operating in over 50 nations. Mentz is an award-winning author and advisory board member to several companies around the world in education, charities, and FinTech Companies. Mentz can be contacted at www.GMENTZ.com or at his global certification training company www.GAFM.com

Estate Planning and Wealth Management 2021 – The Parabolic Shift

Estate Planning and Wealth Management 2021 – The Parabolic Shift

George MentzBy George MentzFriday, 16 April 2021 02:34 PMCurrent | Bio | Archive

There are several key issues in wealth management that are notable. Let’s review these futurist ideas and concerns.

  1. Estate tax rules are probably going be changed this year. Many will give millions each to children and grandchildren this year to avoid estate tax and gift taxes in the future.
  2. The federal estate tax and gifting exemption for 2021 is $11.7 million per person. It is double that for married couples.
  3. This threshold will probably go from $11.7 million down to $2 million-$3 million.
  4. Corporate taxes may also be increased from 20% up to 28%.
  5. COVID-19 has also created many issues in estate planning.

This will cause several movements in money and strategy

  1. Lawyers, accountants, and insurance pros will be busy through the end of the year.
  2. Life insurance sales will increase dramatically to wealthy families and business owners.
  3. Life insurance testing will increase dramatically. If you are healthy and insurable, consider yourself lucky that you can buy affordable insurance under the COVID-19 world we live in.
  4. The super wealthy may begin moving their corporate business activity offshore.
  5. Less money may be repatriated to the U.S. by U.S. companies.
  6. More folks will look for ways to invest in physical gold and physical silver.
  7. More folks will invest 5-10% of their wealth into crypto currencies provided it can effectively be hidden from estates using legal strategies.
  8. Countries such as China will have their own crypto soon.
  9. “Second to die” insurance will be popular again for families and trust planning.
  10. Many insurance companies will prosper such as: Manulife (MFC), Hartford (HIG), Aflac (AFL), Prudential (PRU), Sun Life (SLF), and Met life (MET).
  11. Various types of trusts will become a strategic necessity again including living trusts.
  12. Charitable giving, foundation creation, and other tax strategies will become more popular.
  13. “Key Executive” insurance and “cross purchase agreement” insurance may become more popular again.
  14. Leaving states with high income taxes or high estate taxes may also be stimulated.
  15. Establishing offshore companies in places like Dubai may again be inspired due to avoiding corporate, retained earnings, or estate taxes.
  16. Variable annuities may become popular again because 401(k)s are at an all-time high and can be rolled over to an annuity for retirees. Further annuities can be purchased with various features including a) Insurance and death benefit component b) Other features which may preserve principal contributions from a stock market correction.
  17. Many speculate that crypto currency and blockchain are still risky, can be hacked and that these types of assets an uninsurable in contrast to SIPC and FDIC accounts.

Due to globalization and people with multiple citizenship along with the use by the super-wealthy of: foundations and charities, nobody is really sure if the super-rich will even be affected by new taxes as the super-rich can move highly appreciated shares into a non-taxable vehicle, swap shares for other assets, or even move assets to another nation.

We will see over the coming months and years. To be sure, corporate tax hikes will not facilitate any more corporate tax payments as corporations will just spend or invest the profits to avoid taxes.  The above list is just to stimulate your thinking about your choices and financial strategy for wealth management. Please consult a locally licensed professional for making any important financial and legal decision.

George Mentz JD MBA CWM Chartered Wealth Manager ® is a licensed attorney and CEO of GAFM ® global education, which is an ISO 29990 Certified professional development company operating in over 50 nations. Mentz is an award-winning author and advisory board member to several companies around the world in education, charities, and FinTech Companies

Read Newsmax: Estate Planning and Wealth Management 2021 – The Parabolic Shift | Newsmax.com
Important: Find Your Real Retirement Date in Minutes! More Info Here

President Trump Innovates Government Job Requirements for Skills and Certification – Competency-Based Hiring – June 26, 2020

President Trump Innovates Government Job Requirements for Skills and Certification – Competency-Based Hiring

June 26, 2020 

George Mentz, the CEO of one of the oldest certifying bodies in the United States, said, “We have been dedicated to skills innovation and credentialing based on accredited courses and graduate training worldwide longer than any other graduate organization. “As the gold standard in accredited certification, we are delighted that President Trump has innovated and improved the merit based evaluation of government employees.”

In signing an executive order, President Trump is innovating how the federal government does hiring, President Donald Trump took aim at the necessity of having skills above an beyond a diploma.

Trump, in ordering that the government move away from requiring that applicants just have a degree, said he wants to make it easier for those without a higher education to get federal jobs.

Degree-based hiring is especially likely to exclude qualified candidates for jobs related to emerging qualifications and technologies. The US government is refocusing on experiential learning, skills, certifications, and experience.

Therefore, the President is modernizing and reforming civil service hiring through improved identification of skills requirements, qualifications, certifications, designations, and effective assessments of the skills job seekers possess.

Therefore, George Mentz, CEO of the GAFM now says that, “Those with accredited diplomas who also cultivate valid experience through work and apprenticeships may now also be eligible for board certification and professional credentialing. In this way, we can help governemnts worldwide to refocus on competency-based hiring.”

2020 Key State Analysis – How winning CO, MN, NV, and NM could be  much easier in 2020 for President Trump. The Forgotten 25 Electoral Votes.

2020 Key State Analysis – How winning CO, MN, NV, and NM could be  much easier in 2020 for President Trump. The Forgotten 25 Electoral Votes.

By. G Mentz, Esq.

Against the 91% or higher predictions by the New York Times polling experts saying Trump could not win,  Donald Trump won  in a “30-state- landslide” in 2016. However, many overlook that President Trump lost several key states which had “Alt-Former-Republicans” on the ballot and further, Trump would have had much bigger victories in FL, PA, OH had these “former-republicans”  not been on  the state ballots.  As a note, Alt is a word sometimes used as an abbreviation for Alternative or by Hillary Clinton, but the world probably comes from the old European word “ALT” meaning OLD.  So, Alt-Republicans were old-line republicans who were uncertain about Mr. Trumps ability to lead in a moderate to conservative fashion in 2016, but these “2016 Republican/Libertarian Voters” may not have an alternative on the ballot in 2020 or may simply believe that Trump has kept his promises.

Key State Analysis

There are several states that Hillary Clinton won in 2016 where more than 50% of the people voted against her or for other candidates.  In contrast, several key states had Republican/Libertarians on the ballot.  If Trump picks up the Libertarian/Republican votes in 2020, he stands to pick up 7 more states and up to another 54 Electoral Votes.

States Hillary Won without a Majority

  1. Colorado  48.16%  with 9 Electoral Votes
  2. Minn.  46.44% with 10 Electoral Votes
  3. Nev  47.50% with 6 Electoral Votes
  4. NH 46.98% with 4 Electoral Votes
  5. NM 48.26% with 5 Electoral Votes
  6. Oregon 50.07% with 7 Electoral Votes
  7. Virginia 49.73%  with 13 Electoral Votes

This is How Trump Could win The Electoral College Even Easier this time

Florida, Ohio, and Pennsylvania could be tight, but if you remove the alternative-republicans, Trump can pick up another 2-3 percent of the popular vote in these states.  Remember, former-republicans on the ballot,  Johnson and Weld, earned 146,715 votes or 2.38% of Pennsylvania which would have given President Trump a clear and decisive early win of PA.   President Trump would have destroyed Clinton in Ohio had he received the 174,498 Alt-Republican votes received by Gary Johnson & William Weld, but Mr. Trump won Ohio anyway.  Further, if President Trump would have received the Alt-Republican vote in Florida of 207,043 votes or 2.20% for Johnson/Weld, it would have been a much bigger  victory for Trump.

  1. In Colorado, Former moderate-republicans, Gary Johnson and William Weld got a whopping 144,121 votes or 5.17% of the vote in 2016. Hillary Clinton only won by 135 thousand votes and another 70,000 votes went to the Green, Independent and Constitution party candidates.
  2. In Michigan, Gary Johnson and William Weld got a formidable 172,136 votes or 3.59% of the Michigan votes.
  3. In MN Minnesota, the Alt-Republicans (Gary Johnson & William Weld) got 112,972 votes or 3.84% of the vote where Hillary only won by about 45 thousand votes.
  4. In Nevada, again Gary Johnson and Weld pulled 37,384 votes or 3.29%.  where Hillary won by less than 30 thousand votes.
  5. In New Mexico, Gary Johnson and William Weld got a whopping 74,541 votes or 9.3% of the vote. Hillary only won by roughly 65,000 votes.
  6. As for Oregon and Virginia, it would be difficult for Trump to carry Oregon, but Virgina is possible. Interestingly, the former- Republicans Johnson & Weld racked up 118,274 votes in Virginia and Hillary Clinton carried the state with less than 50% of the vote.

As a note, in most states the Green Candidate Jill Stein only received about 1% of the vote in these mentioned states. Thus, the Alt-Republicans siphoned 2 to 3 times more votes away from Trump than the other candidates took from Clinton.  The more I look at these states won by Hillary without a plurality of votes, the clearer it becomes that somebody was funding the Alt-Republicans to help Hillary win as there was no other reason to tamper with the election in this way.

With President Donald Trump proving to constituents that he would lead as a conservative, appoint rock-solid judges, and be strong on Jobs and  the military, he has eliminated the doubt and concern of the former Cruz and Bush republicans along with appeasing the “Alt-Republican” vote.

https://en.wikipedia.org/wiki/2016_United_States_presidential_election

 

George Mentz JD MBA CWM   is an award winning author, commissioner, and wealth management law professor. He is a licensed attorney and CEO of GAFM ® global finance and management education, which is an ISO 21001 Certified professional development company operating in over 50 nations. Mentz is a former investment banker and wealth manager for a Wall Street Firm, an award winning author and advisory board member to several companies around the world involved in education, charity, and Fintech.

It’s Prosperity, Stupid: 10 Ways Trump Policy Sent Economy to New Records

It’s Prosperity, Stupid: 10 Ways Trump Policy Sent Economy to New Records

Here are 10 reasons why more than three-quarters of American voters approve of the economy under President Donald Trump.

In a CNN poll this week, 76% say the economy is very good or “just plain” good.

A stunning 60% of large and small business owners in a CNBC poll say they approve of President Trump’s job performance, which is at an “all time high.”

  1. Trump has created a whopping 7 nillion new jobs. By cutting President Barack Obama’s new taxes on small businesses, the economy has grown organically for the first time in 30 years. While Obama fought to bring back jobs lost while in his first year as president, Obama created trillions of new debt just to temporarily hire back a few of the 5 million workers who had been laid off in 2009. In contrast, President Trump has created “new jobs” and the best economy in 50 years in just 3 years.
  2. No wasteful wars, real foreign policy and real diplomacy. Obama got us into new wars in Syria, Libya, and Yemen and more. During Obama, diplomats and ambassadors were assassinated and one of our nation’s consulates was invaded and blown up.
  3. Hispanic, Asian, and all minority employment has hit all-time records. All minorities have finally benefited under a president. Overall unemployment has fallen from 4.8 percent to an unimaginable 50 year low of 3.5% percent. In a recent CNBC poll, 85% of workers happy with their jobs under Trump which is nothing short of amazing.
  4. Fair trade.  U.S. is forcing other nations to play fair. Not a single bureaucrat supported the renegotiation of NAFTA, NATO or TPP. The U.S. has entered a new paradigm of diplomacy where our diplomats are negotiating fiercely for worker families to prevent bad deals. Withdrawing from bad deals of the past which has hurt working families and killed jobs on the East and West Coast for a generation.
  5. Fair taxes on small business and corporations which hire people. Rather than the worst in the world, the Trump Tax Reform has made the U.S. the most competitive place to do business. The new small business deductions and larger standard deductions have increased worker paychecks and spending on Main Street. Under Obama in 2016, the U.S. business taxes were ranked the worst in the world.
  6. Strong stock markets under Trump help over 50% of all working families with a better retirement. Trump’s economic strategy has helped create 10 trillion in new wealth for our nation. In contrast, the NASDAQ was at the same in 2016 under Obama as it was during Clinton 17 years before. A study by the Federal Reserve Board found that in 2016, 51.9 percent of families owned stocks, either directly or as part of a fund.
  7. Fair immigration. We have plenty of elderly, orphans, widows, and needy located in the U.S. As an international lawyer who has studied immigration law and trade, we must make it fair again for our citizens and relatives abroad. Lastly, there are over 50 American Nations and territories in our American hemisphere. Thus, there needs to be a conscious innovation of immigration laws for every country. Talk to any immigration lawyer and they may tell you that the laws for H1B, Asylum and Refugees have been outdated and were written before Obama even attend law school.
  8. Reduction in crime, drug death, and riots. While inner city crime is still a problem in big city controlled strongholds such as Detroit and Chicago, crime has gone down 5% less under Trump which is massive. We had the first reduction in drug deaths under President Trump as opioid death went down 2.8 percent from 2017 to 2018. While Obama was in office, about 500,000 died from opioid related death with the number going up each year under Obama, but that number is finally going down under Trump’s border control strategy and other common sense “law and order” policies. There have been 1 million parents or children who lost a child or parent under Obama, and these voters may be inclined to support a leader who cares about and invests into combating the issue.
  9. Affordable education and education costs coming down with more skills courses available. With new initiatives from the White House, new online programs are being expanded to support those who want affordable education. From Coursera to EdX to Google and others, new online programs supported by the Trump Administration are now available to working parents, the disabled, elderly and those in rural areas. Some courses and degree programs are at little or no cost. Higher education will have many changes in the near future as more options are available.
  10. Cost of debt went down for families thanks to President Trump. President Trump is the first president in history to lobby the Federal Reserve to reduce the interest rates on mortgages, credit cards, and auto loans. Trump is the first president to comprehend that raising interest rates on working families kills the ability for working moms and dads to pay bills or save money. The Federal Reserve’s new higher rates in 2017-18 hit hardest the people living from paycheck to paycheck, and President Trump was able to “wake up” the Fed to the “disposable income” realities of working folks outside of DC and New York.

In the end, if you know somebody who dislikes President Trump and loved Obama and Clinton, that is common because the New York media told the American people that Trump only had a 7% chance of winning. Today, millions of people are truly sad with the performance failures of the Obama Presidency. Some are also having trouble recovering from the failures of the Clinton’s various runs for president. Obama had a rough time coming back from the Federal Reserve rates of over 5% in 2007 which wiped out the economy for Bush and Obama. Obama spent almost all of his presidency trying to get the 5 million jobs back that were lost in his 1st year in office, but Obama’s tax and regulatory framework were too punitive for workers and small businesses which kept wages and growth at a standstill.

It is fundamentally amazing that a reduction in: taxes, red tape, war, and waste could create such a vibrant economy under President Trump and Senate Leader Mitch McConnell. The rest of the world is looking at the U.S. like they did during the Reagan years, and we are all grateful for this moment in time of “peace and prosperity.”